Renters Insurance: What it covers and why you need it

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Nothing is worse than needing insurance and not having it. A Renters Insurance policy gives you the peace of mind that you and your property are fully protected in the event of a disaster.

Your landlord’s insurance generally only covers the building where you live – not your personal belongings and your liability. If there were a fire or weather related damage your landlord’s insurance will take care of the structural damage but not cover the costs to replace your furniture, clothing or other possessions. Many renters underestimate the value of their possessions and would be surprised by how much it would cost to replace the items they have accumulated. Thats when Renters Insurance comes into effect.

A Rental Insurance policy protects tenants personal property, including:

  • Furniture
  • Televisions other electronics
  • Computers & other technology
  • Clothing & shoes
  • Jewelry

Renters insurance also offers liability coverage. If someone is injured in your apartment or a bathtub overflows into the apartment below, any costs associated with those incidents would be covered by your Renters Insurance policy. Renters Insurance can protect your from these situations and help cover unexpected costs.

Renters insurance also helps cover the costs if you are displaced from your apartment because of a weather related storm or major repair.

McLean Insurance works with their clients to create custom policies that meet their needs and lifestyle. To learn more about Renters Insurance or to get a Free Quote, please visit: http://www.mcleaninsurance.com/quote/

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Posted in Personal Asset Protection, Renters Insurance

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